4400 Hoff Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4400 Hoff Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,440 sqft · built 1977
Lot Size0.432 acres (18,810 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Aug 2023)
Tax Bill$5,626 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8813-07-277-004

Property Details

APN / Parcel Number

Primary APN8813-07-277-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Finished Basement1,050 sqft
Unfinished Basement1,440 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,810 sqft (0.432 acres)
Lot Dimensions209 ft deep x 90 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area312 sqft
Patio Area312 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4400 HOFF RD
CityWATERLOO
StateIA
Zip50701-9201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALBRECHTS COUNTRY HILLS LOT 4
Legal Range13W
Legal Township88N
Legal Section07
Legal SubdivisionALBRECHTS COUNTRY HILLS
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1028
Census Tract3001

Owner

Source: Black Hawk County records · APN 8813-07-277-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4400 HOFF RD, WATERLOO, IA 50701-9201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Jun 11, 2020Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleAug 15, 2022 · Amount on Record
Deed Document Number20232700
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 15, 2022
Property Address4400 HOFF RD, WATERLOO, IA 50701-9201
Document Number202300002700
Instrument DateJul 02, 2022
Instrument202300002700
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$383.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4400 HOFF RD, WATERLOO, IA 50701-9201

Mortgage

Document Number202300002701
DateAug 15, 2022
Instrument202300002701
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 11, 2020
Property Address4400 HOFF RD, WATERLOO, IA 50701-9201
Document Number202000021847
Instrument DateMay 14, 2020
Instrument202000021847
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4400 HOFF RD, WATERLOO, IA 50701-9201

Mortgage

Document Number202000021848
DateJun 11, 2020
Instrument202000021848
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,626.00 Homeowner's exemption$337,150 (+25.06%) Land $40,320 Building $296,830$337,150 (+25.06%) Land $40,320 Building $296,830
2024$5,626.00 (+14.82%)
2023$269,580 (+16.23%) Land $40,320 Building $229,260$269,580 (+16.23%) Land $40,320 Building $229,260
2022$4,900.00 Homeowner's exemption$231,940 Land $40,320 Building $191,620
2021$231,940 Land $40,320 Building $191,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies37 units insured
incl. 16 condo units
Nearby Flood Claims2 (1985–2020)
Most Recent ClaimJun 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130

May also be available: AMG Technology Investment Group.

Based on FCC filings for 163 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Hoff Rd

Nearby Streets

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