Lee County property record for 4540 Panama Shell Dr, Captiva, FL 33924
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2004) |
| Tax Bill | $1,301 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-09-00000.0150 |
| Primary APN | 05-45-21-09-00000.0150 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,799 sqft (0.202 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Account Number | 10003417 |
|---|---|
| Street Address | 4540 PANAMA SHELL DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS1 |
| Legal Description | N CAPTIVA DUNES UNREC UT 3 LT 15 DESC OR 1368 PG 1738 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 09 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 80100 |
Source: Lee County records · APN 05-45-21-09-00000.0150
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16529 COPPERSTRIP LN, SILVER SPRING, MD 20906-1132 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2004 · Amount on Record |
| Deed Sale | Jun 17, 2004 · Amount on Record |
| Deed Document Number | 20046323508 |
| Deed Book / Page | 4338 / 4168 |
| Last Transfer Date | Dec 24, 2009 |
| Transfer Doc | 0000001987 |
| Record Updated | Jun 08, 2026 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 (-6.27%) | $76,633 (-34.75%) | $110,021 (-6.32%) Land $107,680 Building $2,341 |
| 2023 | $1,388.00 (-4.34%) | $117,439 (-12.91%) Land $115,098 Building $2,341 | $117,439 (-12.91%) Land $115,098 Building $2,341 |
| 2022 | $1,451.00 | $134,841 Land $132,500 Building $2,341 | $134,841 Land $132,500 Building $2,341 |
Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
Based on FCC filings for 178 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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