4518 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4518 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,725 sqft · built 1963
Lot Size	0.617 acres (26,902 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Aug 2023)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109E M 011`

Property Details

APN / Parcel Number

Primary APN	`109E M 011`
Alternative APN	`0000034466`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,902 sqft (0.617 acres)
Lot Dimensions	243 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034466
Street Address	4518 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 140 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	140
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10433

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 FRANKLIN ST, CHATTANOOGA, TN 37405-2721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 19, 2019	Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	2023115
Deed Book / Page	13370 / 68
Prior Transfer Date	Dec 7, 1998
Prior Transfer Doc	0000000084
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 11, 2023
Property Address	4518 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0000000115
Book / Page	13370 / 68
Map Reference	MB 20 PG 93
Instrument Date	Aug 4, 2023
Instrument	2023081100115
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 FRANKLIN STREET 8024 CALVIN HILL ROAD, CHATTANOOGA, TN 37405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8024 CALVIN HILL ROAD, CHATTANOOGA, TN 37405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000116
Date	Aug 11, 2023
Book Page	13370/71
Instrument	2023081100116

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 19, 2019
Property Address	4518 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0219000007
Book / Page	011567 / 000387
Instrument Date	Feb 14, 2019
Instrument	190219000007
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4518 CLOVERDALE LOOP HIXSON TN 373434413, HIXSON, TN 37343-4413

Mortgage

Document Number	219000008
Date	Feb 19, 2019
Book Page	011567/000390
Instrument	190219000008

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 34116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+29.13%)	$66,975 (+90.54%)	$267,900 (+90.54%) Land $75,000 Building $192,900
2024	$786.00	$35,150 (-)	$140,600 (-) Land $40,000 Building $100,600
2023	$786.00	$35,150 (-)	$140,600 (-) Land $40,000 Building $100,600
2022	$786.00	$35,150	$140,600 Land $40,000 Building $100,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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