4520 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4520 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,666 sqft · built 1961
Lot Size	0.798 acres (34,781 sqft)
Owner	Individual Name on File
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109E M 012`

Property Details

APN / Parcel Number

Primary APN	`109E M 012`
Alternative APN	`0000034467`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,781 sqft (0.798 acres)
Lot Dimensions	246 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000034467
Street Address	4520 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 141 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	141
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10433

Owner

Source: Hamilton County records · APN 109E M 012

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4520 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 12, 2023
Transfer Doc	0000000175
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 27, 2023
Property Address	4520 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0000000175
Book / Page	13434 / 218
Map Reference	MB 20 PG 93
Instrument Date	Oct 23, 2023
Instrument	2023102700175
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 CLOVERDALE LOOP, HIXSON, TN 37343-4413

Mortgage

Document Number	0000000176
Date	Oct 27, 2023
Instrument	2023102700176

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 (+34.93%)	$81,600 (+99.27%)	$326,400 (+99.27%) Land $75,000 Building $251,400
2024	$916.00	$40,950 (-)	$163,800 (-) Land $40,000 Building $123,800
2023	$916.00	$40,950 (-)	$163,800 (-) Land $40,000 Building $123,800
2022	$916.00	$40,950	$163,800 Land $40,000 Building $123,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.