4522 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4522 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,644 sqft · built 1964
Lot Size	1.33 acres (57,934 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109E M 013`

Property Details

APN / Parcel Number

Primary APN	`109E M 013`
Alternative APN	`0000034468`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,644 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,934 sqft (1.33 acres)
Lot Dimensions	260 ft deep x 222 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034468
Street Address	4522 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 142 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	142
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4522 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Sep 24, 2025 · Amount on Record
Deed Document Number	0000000187
Deed Book / Page	14055 / 18
Last Transfer Date	Oct 23, 2025
Transfer Doc	0000000163
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 23, 2025
Property Address	4522 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0000000163
Book / Page	14084 / 720
Map Reference	MB 20 PG 93
Instrument Date	Oct 22, 2025
Instrument	2025102300163
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4522 CLOVERDALE LOOP, HIXSON, TN 37343-4413

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 24, 2025
Property Address	4522 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0000000187
Book / Page	14055 / 18
Map Reference	MB 20 PG 93
Instrument Date	Sep 24, 2025
Instrument	2025092400187
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4522 CLOVERDALE LOOP, HIXSON, TN 37343-4413

Mortgage

Document Number	0001405521
Date	Sep 24, 2025
Instrument	14055/21

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+61.63%)	$112,875 (+138.51%)	$451,500 (+138.51%) Land $75,000 Building $376,500
2024	$1,058.00	$47,325 (-)	$189,300 (-) Land $40,000 Building $149,300
2023	$1,058.00	$47,325 (-)	$189,300 (-) Land $40,000 Building $149,300
2022	$1,058.00	$47,325	$189,300 Land $40,000 Building $149,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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