4514 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4514 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,949 sqft · built 1965
Lot Size	0.577 acres (25,150 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Nov 2021)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109E M 009`

Property Details

APN / Parcel Number

Primary APN	`109E M 009`
Alternative APN	`0000034464`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,150 sqft (0.577 acres)
Lot Dimensions	251 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034464
Street Address	4514 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 138 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	138
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4514 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 31, 2017	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	2021111700258
Deed Book / Page	12738 / 140
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 17, 2021
Property Address	4514 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0000000258
Book / Page	12738 / 140
Map Reference	MB 20 PG 93
Instrument Date	Nov 15, 2021
Instrument	2021111700258
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE INSURANCE COMPANY/CHATTANOOGA, TITLE INS CO OF CHATTANOOGA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 CLOVERDALE LOOP, HIXSON, TN 37343-4413

Mortgage

Document Number	0012738143
Date	Nov 17, 2021
Instrument	12738/143

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 31, 2017
Property Address	4514 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0000000159
Book / Page	11062 / 780
Map Reference	MB20 PG93
Instrument Date	May 31, 2017
Instrument	2017053100159
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 CLOVERDALE LOOP, HIXSON, TN 37343-4413

Mortgage

Document Number	0000000160
Date	May 31, 2017
Instrument	2017053100160

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (+53.62%)	$92,450 (+126.73%)	$369,800 (+126.73%) Land $75,000 Building $294,800
2024	$912.00	$40,775 (-)	$163,100 (-) Land $40,000 Building $123,100
2023	$912.00	$40,775 (-)	$163,100 (-) Land $40,000 Building $123,100
2022	$912.00	$40,775	$163,100 Land $40,000 Building $123,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Cloverdale Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures