4513 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4513 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,772 sqft · built 1966
Lot Size	0.674 acres (29,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2020)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109E L 007`

Property Details

APN / Parcel Number

Primary APN	`109E L 007`
Alternative APN	`0000034430`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,367 sqft (0.674 acres)
Lot Dimensions	225 ft deep x 130 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000034430
Street Address	4513 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 95 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	95
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4513 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Sep 23, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 16, 2018	Deed of Trust, Mortgage CHATTANOOGA AREA SCHOOL FCU
Aug 11, 2017	Quit Claim Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Aug 11, 2017
Deed Document Number	2020092300090
Deed Book / Page	12162 / 314
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4513 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 CLOVERDALE LOOP, HIXSON, TN 37343-4412

Mortgage

Document Number	0000000083
Date	Feb 20, 2025
Book Page	13841/695
Instrument	2025022000083

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 23, 2020
Property Address	4513 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0923000090
Book / Page	012162 / 000314
Instrument Date	Sep 16, 2020
Instrument	200923000090
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	CHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4513 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Mortgage

Document Number	923000091
Date	Sep 23, 2020
Book Page	012162/000317
Instrument	200923000091

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4513 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0719000015
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	CHATTANOOGA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4513 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Mortgage

Document Number	0719000015
Date	Jul 19, 2018
Book Page	011404/000069
Instrument	180719000015

Lender

Name	CHATTANOOGA AREA SCHOOL FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2038

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 11, 2017
Property Address	4513 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0000000178
Book / Page	011127 / 000022
Instrument Date	Aug 7, 2017
Instrument	178
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4513 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (+40.69%)	$83,725 (+107.63%)	$334,900 (+107.63%) Land $75,000 Building $259,900
2024	$902.00	$40,325 (-)	$161,300 (-) Land $40,000 Building $121,300
2023	$902.00	$40,325 (-)	$161,300 (-) Land $40,000 Building $121,300
2022	$902.00	$40,325	$161,300 Land $40,000 Building $121,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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