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4515 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4515 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,917 sqft · built 1965
Lot Size0.707 acres (30,821 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Aug 2023)
Tax Bill$1,346 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN109E L 006

Property Details

APN / Parcel Number

Primary APN109E L 006
Alternative APN
  • 0000034429

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,917 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area30,821 sqft (0.707 acres)
Lot Dimensions225 ft deep x 116 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000034429
Street Address4515 CLOVERDALE LOOP
CityHIXSON
StateTN
Zip37343-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 94 CLOVERDALE HILLS PB 20 PG 93
Legal SubdivisionCLOVERDALE HILLS
Legal Lot Number94
JurisdictionHAMILTON TN
Township / Civil Division3
Census Block Group2
Census Block2000
Census Tract10433

Owner

4515 Cloverdale Loop is owned and occupied by an individual who bought it in August 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address4515 CLOVERDALE LOOP, HIXSON, TN 37343-4412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on File
Deed SaleAug 2, 2023 · Amount on File
Prior SaleFeb 25, 2015 · Amount on File
Deed Document Number2023154
Deed Book / Page13362 / 373
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 2, 2023
Property Address4515 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number0000000154
Book / Page13362 / 373
Map ReferenceMB 20 PG 93
Instrument DateJul 28, 2023
Instrument2023080200154
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 CLOVERDALE LOOP, HIXSON, TN 37343-4412

Mortgage

Document Number0000000155
DateAug 2, 2023
Instrument2023080200155
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4515 Cloverdale Loop was $1,346, up 37.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,346.00 (+37.77%)$88,850 (+103.32%)$355,400 (+103.32%) Land $75,000 Building $280,400
2024$977.00$43,700 (-)$174,800 (-) Land $40,000 Building $134,800
2023$977.00$43,700 (-)$174,800 (-) Land $40,000 Building $134,800
2022$977.00$43,700$174,800 Land $40,000 Building $134,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4515 Cloverdale Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 Cloverdale Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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