Hamilton County property record for 4509 Cloverdale Loop, Hixson, TN 37343
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1961 |
| Lot Size | 0.891 acres (38,817 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $800,000 (Feb 2013) |
| Tax Bill | $1,135 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 109E L 009 |
| Primary APN | 109E L 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,817 sqft (0.891 acres) |
| Lot Dimensions | 204 ft deep x 190 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000034432 |
|---|---|
| Street Address | 4509 CLOVERDALE LOOP |
| City | HIXSON |
| State | TN |
| Zip | 37343-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 97 CLOVERDALE HILLS PB 20 PG 93 |
| Legal Subdivision | CLOVERDALE HILLS |
| Legal Lot Number | 97 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10433 |
The current owner of 4509 Cloverdale Loop bought it in February 2013.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2771 BLACK OAK RIDGE RD, DAYTON, TN 37321-5721 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2013 · Amount on File |
| Deed Sale | Feb 12, 2013 · Amount on File |
| Prior Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 2013021200047 |
| Deed Book / Page | 9870 / 255 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4509 Cloverdale Loop was $1,135, up 37.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,135.00 (+37.41%) | $74,925 (+102.77%) | $299,700 (+102.77%) Land $75,000 Building $224,700 |
| 2024 | $826.00 | $36,950 (-) | $147,800 (-) Land $40,000 Building $107,800 |
| 2023 | $826.00 | $36,950 (-) | $147,800 (-) Land $40,000 Building $107,800 |
| 2022 | $826.00 | $36,950 | $147,800 Land $40,000 Building $107,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4509 Cloverdale Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4509 Cloverdale Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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