4511 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4511 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,962 sqft · built 1963
Lot Size	0.854 acres (37,230 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2023)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109E L 008`

Property Details

APN / Parcel Number

Primary APN	`109E L 008`
Alternative APN	`0000034431`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,962 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,230 sqft (0.854 acres)
Lot Dimensions	219 ft deep x 170 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034431
Street Address	4511 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 96 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	96
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 26, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Apr 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	2023032800178
Deed Book / Page	13248 / 516
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 28, 2023
Property Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0000000178
Book / Page	13248 / 516
Map Reference	MB 20 PG 93
Instrument Date	Mar 27, 2023
Instrument	2023032800178
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412

Mortgage

Document Number	0132480519
Date	Mar 28, 2023
Instrument	13248-0519

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 14, 2021
Property Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0000000233
Book / Page	12650 / 541
Map Reference	MB 20 PG 93
Instrument Date	Sep 13, 2021
Instrument	2021091400233
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412

Mortgage

Document Number	0012650543
Date	Sep 14, 2021
Instrument	12650/543

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 26, 2019
Property Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0826000216
Book / Page	011739 / 000762
Instrument Date	Aug 20, 2019
Instrument	190826000216
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$671.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Mortgage

Document Number	826000217
Date	Aug 26, 2019
Book Page	011739/000764
Instrument	190826000217

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 1, 2018
Property Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0801000296
Book / Page	011416 / 000498
Instrument Date	Jul 31, 2018
Instrument	180801000296
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.79
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Mortgage

Document Number	801000297
Date	Aug 1, 2018
Book Page	011416/000500
Instrument	180801000297

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 23, 2018
Property Address	4511 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0000000252
Book / Page	011326 / 000682
Instrument Date	Apr 21, 2018
Instrument	252
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2049 DUNLAP TN 373272049, DUNLAP, TN 37327-2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (+5.03%)	$85,400 (+55.06%)	$341,600 (+55.06%) Land $75,000 Building $266,600
2024	$1,232.00	$55,075 (-)	$220,300 (-) Land $40,000 Building $180,300
2023	$1,232.00 (+54.97%)	$55,075 (+54.81%)	$220,300 (+54.81%) Land $40,000 Building $180,300
2022	$795.00	$35,575	$142,300 Land $40,000 Building $102,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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