313 Flat Rd, Bainbridge, OH 45612 Property Records

Ross County property record for 313 Flat Rd, Bainbridge, OH 45612

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,518 sqft · built 1990
Lot Size	7.94 acres (345,866 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Apr 2010)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-13-17-010.000`

Property Details

APN / Parcel Number

Primary APN	`35-13-17-010.000`
Alternative APN	`131701`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	2,518 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	345,866 sqft (7.94 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	600 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	131701
Street Address	313 FLAT RD
City	BAINBRIDGE
State	OH
Zip	45612-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	313 FLAT RD 561/1027 RES 13-17-10
Legal Subdivision	DRURY-RAGSDALE SURV 239
Legal Lot Number	11
Jurisdiction	ROSS OH
Township / Civil Division	TWIN
Census Block Group	3
Census Block	3015
Census Tract	956900

Owner

Source: Ross County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 FLAT RD, BAINBRIDGE, OH 45612-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHIVAHO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2010 · Amount on Record
Deed Sale	Apr 19, 2010 · Amount on Record
Deed Document Number	20102597
Deed Book / Page	392 / 1843
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0003921032
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	313 FLAT RD, BAINBRIDGE, OH 45612-9741
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005860510
Date	Sep 18, 2025
Book Page	586/510
Instrument	202500006156

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	313 FLAT RD, BAINBRIDGE, OH 45612-9741
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	HALLMARK TITLE, HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005483509
Date	Mar 5, 2021
Book Page	548/3509
Instrument	202100001915

Lender

Name	CHIVAHO FCU
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Twin Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,832.00 (+69.07%)	$90,900 (+91.29%) Land $14,980 Building $75,920	$259,690 (+91.24%) Land $42,790 Building $216,900
2024	$1,675.00 (-1.87%) Homeowner's exemption	$47,520 (-) Land $13,880 Building $33,640	$135,790 (-) Land $39,670 Building $96,120
2023	$1,707.00 (+4.09%) Homeowner's exemption	$47,520 (-) Land $13,880 Building $33,640
2022	$1,640.00 Homeowner's exemption	$47,520 Land $13,880 Building $33,640	$135,790 Land $39,670 Building $96,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Flat Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures