450 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 450 State St, Schenectady, NY 12305

Property Summary

Property Type	Hotel
Details	59,030 sqft · built 2006
Lot Size	1.27 acres (55,321 sqft)
Owner	Company Name on Record
Last Sale	$8,250,000 (Sep 2025)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.80-2-17.1`

Property Details

APN / Parcel Number

Primary APN	`421500 39.80-2-17.1`
Alternative APN	`150003908000020170010000`

Interior

Stories	5 Stories
Building Area	59,030 sqft Gross Area
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	379 ft deep x 145 ft wide
Pool Area	511 sqft
Canopy	1,814 sqft
Loading Dock	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	450 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-2304
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	05 - COMME
Legal Block	2
Legal Lot Number	17.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1011
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3109 N RIDGE CIR, CEDAR FALLS, IA 50613-1654
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · SBA Mortgage EVERWISE CU
Sep 18, 2025	Deed of Trust, Mortgage EVERWISE CU
Sep 18, 2025	Deed of Trust, Mortgage · SBA Mortgage EVERWISE CU
Sep 18, 2025	Bargain and Sale Deed, Transfer · Loan Assumption TD BANK NA
Sep 18, 2025	Bargain and Sale Deed, Transfer EVERWISE CU
Mar 22, 2019	Loan Modification, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	202522258
Deed Book / Page	2157 / 98
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	450 STATE ST, SCHENECTADY, NY 12305-2304
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 N RIDGE CIR, CEDAR FALLS, IA 50613-1654

Mortgage

Document Number	0000022266
Date	Sep 18, 2025
Instrument	202522266

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	450 STATE ST, SCHENECTADY, NY 12305-2304
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	CROWN TITLE COMPANY, CROWN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 STATE ST, SCHENECTADY, NY 12305-2304

Mortgage

Document Number	0000022263
Date	Sep 18, 2025
Instrument	202522263

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	450 STATE ST, SCHENECTADY, NY 12305-2304
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	CROWN TITLE COMPANY, CROWN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 N RIDGE CIR, CEDAR FALLS, IA 50613-1654

Mortgage

Document Number	0000022262
Date	Sep 18, 2025
Instrument	202522262

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 18, 2025
Property Address	450 STATE ST, SCHENECTADY, NY 12305-2304
Document Number	0000022258
Instrument Date	Sep 18, 2025
Instrument	202522258
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	CROWN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9333 N MERIDIAN ST STE 203, 203, INDIANAPOLIS, IN 46260-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	450 STATE ST, SCHENECTADY, NY 12305-2304

Mortgage

Document Number	0000022261
Date	Sep 18, 2025
Instrument	202522261

Lender

Name	TD BANK NA
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Loan Assumption
Amount	Amount Recorded

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 18, 2025
Property Address	450 STATE ST, SCHENECTADY, NY 12305-2304
Document Number	0000022259
Instrument Date	Jun 10, 2025
Instrument	202522259
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 N RIDGE CIR, CEDAR FALLS, IA 50613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 N RIDGE CIR, CEDAR FALLS, IA 50613-1654

Mortgage

Document Number	0000022265
Date	Sep 18, 2025
Instrument	202522265

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Amount	Amount Recorded

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	450 STATE ST, SCHENECTADY, NY 12305-2304
Document Number	0000017333
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9333 N MERIDIAN ST #203 INDIANAPOLIS IN 462601821, 203, INDIANAPOLIS, IN 46260-1821

Mortgage

Document Number	0000017333
Date	Apr 23, 2019
Book Page	004906/000470
Instrument	17333

Lender

Name	TD BK NA
Type	Bank
Address	1 OLD LOUDON RD, LATHAM, NY 12110-5234

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+7.99%)	$8,763,500 (-) Land $127,000 Building $8,636,500	$14,511,509 (+13.35%) Land $210,300 Building $14,301,209
2024		$8,763,500 (-) Land $127,000 Building $8,636,500	$12,802,776 (+15.41%) Land $185,537 Building $12,617,239
2023		$8,763,500 (-) Land $127,000 Building $8,636,500	$11,093,038 (+3.8%) Land $160,759 Building $10,932,279
2022		$8,763,500 Land $127,000 Building $8,636,500	$10,687,195 Land $154,878 Building $10,532,317
2021	$2,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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