1. Home
  2. New York
  3. Schenectady
  4. State St

500 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 500 State St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details52,093 sqft · built 1986
Lot Size0.611 acres (26,610 sqft)
OwnerCompany Name on File
Last Sale$3,263,000 (Jan 2021)
Tax Bill$3,219 (2026)
Deeds & MortgagesJan 2022 Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.80-2-18.11

Property Details

APN / Parcel Number

Primary APN421500 39.80-2-18.11
Alternative APN
  • 150003908000020180110000

Interior

Units3 Units
Stories3 Stories
Building Area52,093 sqft Gross Area
Basement Area21,284 sqft
Unfinished Basement21,284 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area26,610 sqft (0.611 acres)
Lot Dimensions200 ft deep x 132 ft wide
PorchSlab
Porch Area417 sqft
Canopy1,389 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 STATE ST
CitySCHENECTADY
StateNY
Zip12305-2414
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal DescriptionBANK 3 BRICK AND STONE 0002250605 1,00,000
Legal Block2
Legal Lot Number18.011
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1015
Census Tract21001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedSchenectady Savings Bank
listed 2022 · 1 contributing resources · NRIS 100007378

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

500 State St, a commercial property, is owned by a company that bought it in January 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address701 RIVER ST, 4, TROY, NY 12180-1256
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · Unknown
BERKSHIRE BANK
Jan 15, 2021Warranty Deed, Transfer
AAA TITLE AGENCY INC, AAA TITLE AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on File
Deed SaleJan 15, 2021 · Amount on File
Prior SaleApr 28, 2008 · Amount on File
Deed Document Number20212050
Deed Book / Page2050 / 148
Prior Transfer DateMay 8, 1996
Prior Transfer Doc1495000345
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address500 STATE ST, SCHENECTADY, NY 12305-2414
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LAFAYETTE ST, SCHENECTADY, NY 12305-2406

Mortgage

Document Number0000001012
DateJan 6, 2022
Book Page5187/446
Instrument202201012
Lender
NameBERKSHIRE BANK
TypeBank
AddressALBANY, NY 12207
Agreement
TypeUnknown
AmountAmount on Record

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 15, 2021
Property Address500 STATE ST, SCHENECTADY, NY 12305-2414
Document Number0000002050
Book / Page002050 / 000148
Instrument DateDec 30, 2020
Instrument2050
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyAAA TITLE AGENCY INC, AAA TITLE AGCY INC

Transaction

AmountAmount on Record
Tax$13,052.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 LAFAYETTE ST #2 SCHENECTADY NY 123052416, 2, SCHENECTADY, NY 12305-2416

Tax Assessment & Valuation

The 2026 property tax bill for 500 State St was $3,219, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,219.00 (+2%)
2025$3,156.00$2,595,080 Land $58,300 Building $2,536,780$4,297,202 Land $96,539 Building $4,200,663
2023$2,595,080 (-) Land $58,300 Building $2,536,780$3,284,911 (+3.8%) Land $73,797 Building $3,211,114
2022$2,595,080 Land $58,300 Building $2,536,780$3,164,732 Land $71,098 Building $3,093,634
2021$108,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 500 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures