Schenectady County and Schenectady City property record for 445 State St, Schenectady, NY 12305
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,926 sqft · built 1984 |
| Lot Size | 0.038 acres (1,651 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Mar 2010) |
| Tax Bill | $6,629 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.72-4-33 |
| Primary APN | 421500 39.72-4-33 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,926 sqft Gross Area |
| Basement Area | 1,642 sqft |
| Unfinished Basement | 1,642 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 1,651 sqft (0.038 acres) |
| Lot Dimensions | 111 ft deep x 15.3 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-2309 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 3 BLOCK |
| Legal Block | 4 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21001 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 125 CIRCULAR ST, 7, SARATOGA SPRINGS, NY 12866-3262 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2010 · Amount on Record |
| Deed Sale | Mar 11, 2010 · Amount on Record |
| Prior Sale | Nov 13, 1996 · Amount on Record |
| Deed Document Number | 201010112 |
| Deed Book / Page | 1816 / 979 |
| Record Updated | Jun 8, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,629.00 (+15.67%) | $130,400 (-) Land $5,800 Building $124,600 | $215,930 (+30.82%) Land $9,604 Building $206,326 |
| 2023 | $130,400 (-) Land $5,800 Building $124,600 | $165,063 (+3.8%) Land $7,342 Building $157,721 | |
| 2022 | $130,400 Land $5,800 Building $124,600 | $159,024 Land $7,073 Building $151,951 | |
| 2021 | $5,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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