508 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 508 State St, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	49,902 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Apr 2015)
Tax Bill	$4,114 (2026)
Deeds & Mortgages	Aug 2017 Loan Modification Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.80-2-19.11`

Property Details

APN / Parcel Number

Primary APN	`421500 39.80-2-19.11`
Alternative APN	`150003908000020190010000`

Interior

Units	28 Units
Stories	6 Stories
Building Area	49,902 sqft Gross Area
Basement Area	3,642 sqft
Unfinished Basement	3,642 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	133 ft deep x 122 ft wide
Porch	Porch
Porch Area	78 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	508 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-2418
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Block	2
Legal Lot Number	19.011
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1015
Census Tract	21001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Foster Building listed 1991 · 1 contributing resources · NRIS 91000664

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	701 RIVER ST, 4, TROY, NY 12180-1256
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Loan Modification, Mortgage · Line of Credit SCHENECTADY METROPLEX DEV AUTH
Aug 25, 2017	Deed of Trust, Mortgage CHEMUNG CANAL TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2015 · Amount on Record
Deed Sale	Apr 23, 2015 · Amount on Record
Prior Sale	Apr 23, 2015 · Amount on Record
Deed Book / Page	1913 / 222
Prior Transfer Date	Apr 20, 2015
Prior Transfer Doc	0000016325
Record Updated	Oct 29, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	508 STATE ST, SCHENECTADY, NY 12305-2418
Document Number	0000039892
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 1ST ST TROY NY 121803802, TROY, NY 12180-3802

Mortgage

Document Number	0000039892
Date	Sep 5, 2017
Book Page	004785/000441
Instrument	39892

Lender

Name	SCHENECTADY METROPLEX DEV AUTH
Address	433 STATE ST, SCHENECTADY, NY 12305-2322

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	508 STATE ST, SCHENECTADY, NY 12305-2418
Document Number	0000039680
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 STATE ST TROY NY 121803868, TROY, NY 12180-3868

Mortgage

Document Number	0000039680
Date	Sep 1, 2017
Book Page	004785/000139
Instrument	39680

Lender

Name	CHEMUNG CANAL TR
Address	1 CHEMUNG CANAL PLZ, ELMIRA, NY 14901-3408

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,114.00 (+2.14%)
2025	$4,028.00	$4,062,000 (-) Land $57,900 Building $4,004,100	$6,726,279 (+30.82%) Land $95,877 Building $6,630,402
2023		$4,062,000 (-) Land $57,900 Building $4,004,100	$5,141,772 (+3.8%) Land $73,291 Building $5,068,481
2022		$4,062,000 Land $57,900 Building $4,004,100	$4,953,659 Land $70,610 Building $4,883,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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