438 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 438 State St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,194 sqft · built 1996
Lot Size0.047 acres (2,046 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Jun 2018)
Tax Bill$13,671 (2025)
Deeds & MortgagesJun 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.80-2-10

Property Details

APN / Parcel Number

Primary APN421500 39.80-2-10
Alternative APN
  • 150003908000020100000000

Interior

Stories2 Stories
Building Area3,194 sqft Gross Area
Basement Area2,280 sqft
Unfinished Basement2,280 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area2,046 sqft (0.047 acres)
Lot Dimensions106 ft deep x 19.3 ft wide
Patio Area36 sqft
Canopy88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address438 STATE ST
CitySCHENECTADY
StateNY
Zip12305
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description2 BRICK
Legal Block2
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1011
Census Tract21001

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.80-2-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address440 STATE ST, SCHENECTADY, NY 12305-2304
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Prior SaleJun 04, 2003 · Amount on Record
Deed Document Number201828340
Deed Book / Page1990 / 138
Record UpdatedJun 08, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 27, 2018
Property Address438 STATE ST, SCHENECTADY, NY 12305-2304
Document Number0000028340
Book / Page001990 / 000138
Instrument DateJun 20, 2018
Instrument28340
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,200.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address440 STATE ST SCHENECTADY NY 123052304, SCHENECTADY, NY 12305-2304

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,671.00 (+1.49%)$325,000 (-) Land $7,200 Building $317,800$538,169 (+30.82%) Land $11,923 Building $526,246
2023$325,000 (-) Land $7,200 Building $317,800$411,392 (+3.8%) Land $9,114 Building $402,278
2022$325,000 Land $7,200 Building $317,800$396,341 Land $8,780 Building $387,561
2021$13,470.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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