Schenectady County and Schenectady City property record for 447 State St, Schenectady, NY 12305
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 7,918 sqft · built 1995 |
| Lot Size | 0.078 acres (3,415 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Jan 2009) |
| Tax Bill | $32,615 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.72-4-32 |
| Primary APN | 421500 39.72-4-32 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 7,918 sqft Gross Area |
| Basement Area | 3,105 sqft |
| Finished Basement | 3,105 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 3,415 sqft (0.078 acres) |
| Lot Dimensions | 114 ft deep x 29.9 ft wide |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 447 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-2309 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 |
| Legal Description | 3 MARBLE AND BRICK |
| Legal Block | 4 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21001 |
Source: Schenectady County and Schenectady City records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 KING ST, TROY, NY 12180-2819 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2009 · Amount on Record |
| Deed Sale | Jan 7, 2009 · Amount on Record |
| Prior Sale | Apr 17, 2007 · Amount on Record |
| Deed Book / Page | 1795 / 679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 447 STATE ST, SCHENECTADY, NY 12305-2309 |
| Document Number | 0000028894 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | PAC ABSTRACT LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 275 PARKER RD WEST SAND LAKE NY 12196, WEST SAND LAKE, NY 12196 |
| Document Number | 0000028894 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 004847/000284 |
| Instrument | 28894 |
| Name | EMPIRE ST CERTIFIED DEV |
|---|---|
| Type | Construction/Development Company |
| Address | ALBANY, NY 12207 |
| Amount | Amount Recorded |
|---|
| Rate | 3% |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,615.00 (+0.78%) | ||
| 2025 | $32,363.00 (-2.66%) | $774,500 (-) Land $12,000 Building $762,500 | $1,282,497 (+30.82%) Land $19,871 Building $1,262,626 |
| 2023 | $774,500 (-) Land $12,000 Building $762,500 | $980,380 (+3.8%) Land $15,190 Building $965,190 | |
| 2022 | $774,500 Land $12,000 Building $762,500 | $944,512 Land $14,634 Building $929,878 | |
| 2021 | $33,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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