45 Upton Rd, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 45 Upton Rd, Westborough, MA 01581 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,960 sqft · built 1976
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on File
Last Sale	$321,250 (Aug 2011)
Tax Bill	$11,807 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0010 B:00033A L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0010 B:00033A L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
Gross Area	5,280 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	24,999 sqft (0.574 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 UPTON RD
City	WESTBOROUGH
State	MA
Zip	01581-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTBOROUGH
Legal Block	33A
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1030
Census Tract	742401

Owner

Source: Worcester County and Westborough Town records · APN WBOR M:0010 B:00033A L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 UPTON RD, WESTBOROUGH, MA 01581-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2011 · Amount on Record
Deed Sale	Aug 31, 2011 · Amount on Record
Prior Sale	Oct 03, 1988 · Amount on Record
Deed Document Number	20118
Deed Book / Page	47779 / 38
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	45 UPTON RD, WESTBOROUGH, MA 01581-2206
Document Number	57130-303
Book / Page	057130 / 000303
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57130-303
Date	May 18, 2017
Book Page	057130/000303
Instrument	50197

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Westborough Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,807.00 (+8.16%)	$724,800 (+8.96%) Land $320,100 Building $404,700	$856,900 (+17.3%)
2024	$10,916.00 (+4.87%)	$665,200 (+7.62%) Land $297,700 Building $367,500	$730,550
2023	$10,409.00	$618,100 Land $282,200 Building $335,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277424011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.