Worcester County and Westborough Town property record for 39 Upton Rd, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 1962 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jul 2020) |
| Tax Bill | $10,919 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0010 B:000035 L:0 |
| Primary APN | WBOR M:0010 B:000035 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 4,318 sqft |
| Basement Area | 1,591 sqft |
| Unfinished Basement | 1,591 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,999 sqft (0.574 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 39 UPTON RD |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 35 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 742401 |
Source: Worcester County and Westborough Town records · APN WBOR M:0010 B:000035 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 UPTON RD, WESTBOROUGH, MA 01581-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Nov 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC |
| Jul 06, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2020 · Amount on Record |
| Deed Sale | Jul 06, 2020 · Amount on Record |
| Prior Sale | Apr 25, 1986 · Amount on Record |
| Deed Document Number | 202072064 |
| Deed Book / Page | 62738 / 397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 39 UPTON RD, WESTBOROUGH, MA 01581-2206 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0072530-67 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 72530/67 |
| Instrument | 78360 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 39 UPTON RD, WESTBOROUGH, MA 01581-2206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067776-67 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 67776/67 |
| Instrument | 66945 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 39 UPTON RD, WESTBOROUGH, MA 01581-2206 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66434-294 |
|---|---|
| Date | Nov 02, 2021 |
| Book Page | 66434/294 |
| Instrument | 153741 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Jul 06, 2020 |
| Property Address | 39 UPTON RD, WESTBOROUGH, MA 01581-2206 |
| Document Number | 62738-397 |
| Book / Page | 62738 / 397 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 72064 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 UPTON RD, WESTBOROUGH, MA 01581-2206 |
| Document Number | 72065 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 72065 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Westborough Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,919.00 (+4.9%) | $670,300 (+5.68%) Land $320,100 Building $350,200 | $860,035 (+6.88%) |
| 2024 | $10,409.00 (+7.2%) | $634,300 (+10.01%) Land $297,700 Building $336,600 | $804,650 |
| 2023 | $9,710.00 | $576,600 Land $282,200 Building $294,400 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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