45 Saddlebow Rd, Bell Canyon (West Hills), CA 91307 Property Records

Ventura County property record for 45 Saddlebow Rd, Bell Canyon, CA 91307

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,444 sqft · built 2003
Lot Size	1.15 acres (50,094 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Sep 2010)
Tax Bill	$21,899 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`850-0-031-045`

Property Details

APN / Parcel Number

Primary APN	`850-0-031-045`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,444 sqft Living Area
1st Floor Area	3,094 sqft
2nd Floor Area	2,350 sqft
Upper Floors Area	181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	50,094 sqft
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Porch
Porch Area	74 sqft
Patio Area	520 sqft
Storage Building	135 sqft

Location & Zoning

Street Address	45 SADDLEBOW RD
City	BELL CANYON
State	CA
Zip	91307-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	TRACT: 200805 LOT: 602 REF: 051MR 066
Legal Subdivision	2008-5
Legal Tract	200805
Legal Block	31
Legal Lot Number	602
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1015
Census Tract	7511

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 SADDLEBOW RD, BELL CANYON, CA 91307-1137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 10, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jun 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2010 · Amount on Record
Deed Sale	Sep 29, 2010 · Amount on Record
Prior Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	2010148197
Last Transfer Date	Mar 8, 2012
Transfer Doc	0000051704
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	45 SADDLEBOW RD, BELL CANYON, CA 91307-1137
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SADDLEBOW RD, BELL CANYON, CA 91307-1137

Mortgage

Document Number	0000001705
Date	Jan 5, 2021
Instrument	20210105-00001705

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 10, 2020
Property Address	45 SADDLEBOW RD, BELL CANYON, CA 91307-1137
Document Number	0000216271
Instrument Date	Nov 21, 2020
Instrument	216271
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 SADDLEBOW RD BELL CANYON CA 913071137, BELL CANYON, CA 91307-1137

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 30, 2020
Property Address	45 SADDLEBOW RD, BELL CANYON, CA 91307-1137
Document Number	0000093158
Instrument Date	Jun 12, 2020
Instrument	93158
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 SADDLEBOW RD BELL CANYON CA 913071137, BELL CANYON, CA 91307-1137

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Las Virgenes Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,894,851 (+2%) Land $784,076 Building $1,110,775
2025	$21,899.00 (+5.05%) Homeowner's exemption	$1,857,698 (+4.04%) Land $768,702 Building $1,088,996
2024	$20,846.00 (+2.97%)
2023	$20,244.00 (+0.82%) Homeowner's exemption	$1,785,562 Land $738,852 Building $1,046,710
2022	$20,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1983–2021)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 17 - BELL CANYON serves 1,946 people · EPA ID CA5610003
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2024
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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