45 Custer St, Buffalo, NY 14214 Property Records

Erie County and Buffalo City property record for 45 Custer St, Buffalo, NY 14214

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1920
Lot Size	0.077 acres (3,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2023)
Tax Bill	$578 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 79.54-4-54`

Property Details

APN / Parcel Number

Primary APN	`140200 79.54-4-54`
Alternative APNs	`02000795400004054000` `06983000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,330 sqft (0.077 acres)
Lot Dimensions	111 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06983000
Street Address	45 CUSTER ST
City	BUFFALO
State	NY
Zip	14214-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	431.8O W MAIN
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	54.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3001
Census Tract	4702

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CUSTER ST, BUFFALO, NY 14214-1169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2023215009
Deed Book / Page	11425 / 5788
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0113041025
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Dec 13, 2023
Property Address	45 CUSTER ST, BUFFALO, NY 14214-1169
Document Number	0114255788
Book / Page	11425 / 5788
Instrument Date	Dec 5, 2023
Instrument	2023215009
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 CUSTER ST, BUFFALO, NY 14214-1169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 ALLEN ST, BUFFALO, NY 14201-1560

Mortgage

Document Number	0141132326
Date	Dec 13, 2023
Instrument	14113/2326

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$578.00 (-61.85%)
2025	$1,515.00 (+39.25%)	$175,000 (+161.19%) Land $20,000 Building $155,000	$175,000 (+60.63%) Land $20,000 Building $155,000
2024	$1,088.00 (+212.64%)	$67,000 (-) Land $9,100 Building $57,900	$108,943 (+13.82%) Land $14,797 Building $94,146
2023	$348.00	$67,000 Land $9,100 Building $57,900	$95,714 Land $13,000 Building $82,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile.

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