45 Birch Bluff, Newbury, NH 03255 Property Records

Merrimack County and Newbury Town property record for 45 Birch Bluff, Newbury, NH 03255

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,590 sqft · built 1971
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,800 (Aug 2005)
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001091`

Property Details

APN / Parcel Number

Primary APN	`001091`
Alternative APN	`NWBU M:020 B:009 L:543`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,590 sqft Living Area
Gross Area	5,900 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 BIRCH BLF
City	NEWBURY
State	NH
Zip	03255-6231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	9
Legal Lot Number	543
Jurisdiction	NEWBURY TOWN NH
Township / Civil Division	NEWBURY
Census Block Group	2
Census Block	2038
Census Tract	40502

Owner

Source: Merrimack County and Newbury Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 641, NEWBURY, NH 03255-0641
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NOT AVAILABLE
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEQ LENDING INC
Jun 3, 2019	Quit Claim Deed, Mortgage · Conventional with PMI SUGAR RIVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2005 · Amount on Record
Deed Sale	Aug 17, 2005 · Amount on Record
Deed Book / Page	2810 / 1893
Last Transfer Date	May 29, 2019
Transfer Doc	0000008688
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY TOWN NH
Property Address	45 BIRCH BLF, NEWBURY, NH 03255-6231
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012347
Date	Aug 13, 2025
Book Page	3899/640
Instrument	202500012347

Lender

Name	NOT AVAILABLE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY TOWN NH
Property Address	45 BIRCH BLF, NEWBURY, NH 03255-6231
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015852
Date	Jun 18, 2021
Book Page	3744/2229
Instrument	202100015852

Lender

Name	JEQ LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY TOWN NH
Recording Date	Jun 3, 2019
Property Address	45 BIRCH BLF, NEWBURY, NH 03255-6231
Document Number	0036321461
Book / Page	003632 / 001461
Instrument Date	May 24, 2019
Instrument	8687
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BIRCH BLF NEWBURY NH 03255, NEWBURY, NH 03255

Mortgage

Document Number	36321466
Date	Jun 3, 2019
Book Page	003632/001466
Instrument	8689

Lender

Name	SUGAR RIVER BK
Type	Bank
Address	NEWPORT, NH 03773

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Merrimack County and Newbury Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Newbury Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,178.00 (+51.53%)	$589,500 (+44.88%) Land $111,200 Building $478,300
2024	$4,077.00 (-11.96%)	$406,900 (-) Land $72,700 Building $334,200
2023			$1,052,220
2022	$4,631.00	$406,900 Land $72,700 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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