Nassau County property record for 44986 Pinebreeze Cir, Callahan, FL 32011
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 2004 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,000 (Feb 2019) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-25-276C-0049-0000 |
| Primary APN | 04-1N-25-276C-0049-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 100,624 sqft (2.31 acres) |
| Porch | Unfinished Open Porch |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44986 PINEBREEZE CIR |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-4146 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OR |
| Legal Description | LOT 49 2004 GENA DW/MH CONSERV ESMT PT OR 993/821 AMENDED CUSHING CREEK ESTATES PB 6/92-94 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 04 |
| Legal Subdivision | AMENDED CUSHING CREEK ESTATES |
| Legal Lot Number | 49 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50505 |
Source: Nassau County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 20, 2019 | Warranty Deed, Transfer KATHY E SMITH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Prior Sale | Aug 31, 2011 · Amount on Record |
| Deed Document Number | 201945005121 |
| Deed Book / Page | 2256 / 463 |
| Prior Transfer Date | Feb 1, 2019 |
| Prior Transfer Doc | 0022560461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Document Number | 0025451349 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 2545/1349 |
| Instrument | 202245008925 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Document Number | 0026290388 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2629/388 |
| Instrument | 202345009385 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Document Number | 0022560461 |
| Book / Page | 002256 / 000461 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 45005120 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44986 PIDBREEZE CALLAHAN FL 32011, CALLAHAN, FL 32011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 44986 PINEBREEZE CIR, CALLAHAN, FL 32011-4146 |
| Document Number | 0022560463 |
| Book / Page | 002256 / 000463 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 45005121 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44986 PINEBREEZE CIR CALLAHAN FL 320114146, CALLAHAN, FL 32011-4146 |
| Document Number | 22560465 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 002256/000465 |
| Instrument | 45005122 |
| Name | KATHY E SMITH |
|---|---|
| Address | 45061 OAK TRL, CALLAHAN, FL 32011-3735 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 19, 2049 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 (+17.02%) Homeowner's exemption | $127,729 (+12.78%) | $178,833 (+0.17%) Land $64,680 Building $114,153 |
| 2024 | $1,146.00 (+2.5%) Homeowner's exemption | $113,251 (+3%) | $178,536 (+1.45%) Land $83,160 Building $95,376 |
| 2023 | $1,118.00 (+12.82%) Homeowner's exemption | $109,952 (+3%) | $175,978 (+36.13%) Land $83,160 Building $92,818 |
| 2022 | $991.00 Homeowner's exemption | $106,750 | $129,270 Land $64,680 Building $64,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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