San Diego County property record for 4481 Old River St, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,274 sqft Living Area |
| Lot Size | 11,104 sqft (0.255 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $542,000 (2014) |
| Tax Bill | $7,517.00 (2025) |
Source: San Diego County records · APN 157-813-36-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4481 OLD RIVER ST, OCEANSIDE, CA 92057-6008 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2014 · Amount on Record |
| Deed Sale | May 06, 2014 · Amount on Record |
| Prior Sale | Aug 29, 2008 · Amount on Record |
| Deed Doc Number | 2014182360 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 4481 OLD RIVER ST, OCEANSIDE, CA 92057-6008 |
| Document Number | 0000103231 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026103231 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 4481 OLD RIVER ST, OCEANSIDE, CA 92057-6008 |
| Document Number | 0000103231, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026103231 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4481 OLD RIVER ST, OCEANSIDE, CA 92057-6008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 4481 OLD RIVER ST, OCEANSIDE, CA 92057-6008 |
| Document Number | 0000222577 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023-0222577 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IDAHO FALLS, ID 83402 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4481 OLD RIVER ST, OCEANSIDE, CA 92057-6008 |
| Document Number | 0000581735 |
| Instrument Date | Dec 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4481 OLD RIVER ST OCEANSIDE CA 920576008, OCEANSIDE, CA 92057-6008 |
| Document Number | 0000581735 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 581735 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 12, 2032 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $677,691 (+2%) Land $326,885 Building $350,806 | |
| 2025 | $7,517.00 (+1.97%) Homeowner's exemption | $664,404 (+4.04%) Land $320,476 Building $343,928 |
| 2024 | $7,372.00 (+3.18%) | |
| 2023 | $7,145.00 (+1.56%) Homeowner's exemption | $638,607 Land $308,033 Building $330,574 |
| 2022 | $7,035.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 157-813-36-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 11,104 sqft (0.255 acres) |
| Street Address | 4481 OLD RIVER ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6008 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 234 TR 012343 |
| Legal Subdivision | RIVER MEADOW |
| Legal Tract | 012343 |
| Legal Block | 2 |
| Legal Lot Number | 234 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 18521 |
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