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4486 Old River St, Oceanside, CA 92057 Property Records

San Diego County property record for 4486 Old River St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,679 sqft · built 1996
Lot Size0.214 acres (9,325 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Jul 2018)
Tax Bill$7,572 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN157-813-02-00

Property Details

APN / Parcel Number

Primary APN157-813-02-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,679 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area9,325 sqft (0.214 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4486 OLD RIVER ST
CityOCEANSIDE
StateCA
Zip92057-6007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 TR 012343
Legal SubdivisionRIVER MDW
Legal Tract012343
Legal Block2
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2015
Census Tract18521

Owner

Source: San Diego County records · APN 157-813-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4486 OLD RIVER ST, OCEANSIDE, CA 92057-6007
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 30, 2018Grant Deed, Transfer · Conventional Mortgage
TJ FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleApr 12, 2013
Deed Document Number2018309866
Prior Transfer DateApr 05, 2013
Prior Transfer Doc0000230270
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4486 OLD RIVER ST, OCEANSIDE, CA 92057-6007
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4486 OLD RIVER ST, OCEANSIDE, CA 92057-6007

Mortgage

Document Number0000197614
DateMar 15, 2021
Instrument2021-0197614
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueFeb 01, 2031

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 30, 2018
Property Address4486 OLD RIVER ST, OCEANSIDE, CA 92057-6007
Document Number0000309866
Map ReferenceMAP 12343
Instrument DateJul 23, 2018
Instrument2018-0309866
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY SAN DIE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3932 MOUNT ACADIA BLVD, SAN DIEGO, CA 92111-2614

Mortgage

Document Number0000309867
DateJul 30, 2018
Instrument2018-0309867
Lender
NameTJ FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2033

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$682,691 (+2%) Land $368,369 Building $314,322
2025$7,572.00 (+5.21%) Homeowner's exemption$669,306 (+4.04%) Land $361,147 Building $308,159
2023$7,197.00 (+1.57%) Homeowner's exemption$643,318 Land $347,124 Building $296,194
2022$7,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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