Nassau County property record for 44785 Pinebreeze Cir, Callahan, FL 32011
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,094 sqft · built 1998 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2023) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-25-276C-0011-0000 |
| Primary APN | 04-1N-25-276C-0011-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,094 sqft Heated Area |
| Gross Area | 2,406 sqft |
| 1st Floor Area | 2,094 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 312 sqft |
| Patio Area | 182 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 44785 PINEBREEZE CIR |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-4175 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OR |
| Legal Description | LOT 11 AMENDED CUSHING CREEK ESTATES PB 6/92-94 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 04 |
| Legal Subdivision | AMENDED CUSHING CREEK ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50505 |
44785 Pinebreeze Cir, a mobile home, is owned and occupied by an individual who bought it in September 2023.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Aug 21, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| May 9, 2017 | Grant Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Prior Sale | Aug 21, 2019 · Amount on File |
| Deed Document Number | 202345029056 |
| Deed Book / Page | 2669 / 119 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 25, 2023 |
| Property Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Document Number | 0026690119 |
| Book / Page | 2669 / 119 |
| Map Reference | MB 6 PG 92-94 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 202345029056 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6221 STETLER DR, JACKSONVILLE, FL 32216-3400 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Document Number | 0002669121 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2669/121 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Number | 0026690141 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 2669/141 |
| Instrument | 202345029058 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Document Number | 0024640224 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2464/224 |
| Instrument | 202145019257 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 21, 2019 |
| Property Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Document Number | 0022990311 |
| Book / Page | 002299 / 000311 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 45027085 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44785 PINEBREEZE CIR CALLAHAN FL 320114175, CALLAHAN, FL 32011-4175 |
| Document Number | 22990313 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 002299/000313 |
| Instrument | 45027086 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 9, 2017 |
| Property Address | 44785 PINEBREEZE CIR, CALLAHAN, FL 32011-4175 |
| Document Number | 0021181885 |
| Book / Page | 002118 / 001885 |
| Instrument Date | May 4, 2017 |
| Instrument | 13771 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44785 PINEBREEZE CIR CALLAHAN FL 320114175, CALLAHAN, FL 32011-4175 |
| Document Number | 21181886 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 002118/001886 |
| Instrument | 13772 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
The 2025 property tax bill for 44785 Pinebreeze Cir was $2,928 with a homeowner's exemption, up 1.4% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 (+1.42%) Homeowner's exemption | $231,127 (+2.9%) | $241,714 (+7.61%) Land $50,850 Building $190,864 |
| 2024 | $2,887.00 (+1.44%) Homeowner's exemption | $224,613 (+11.47%) Land $50,850 Building $173,763 | $224,613 (+11.47%) Land $50,850 Building $173,763 |
| 2023 | $2,846.00 (+27.97%) | $201,498 (+36.3%) Land $50,850 Building $150,648 | $201,498 (+36.3%) Land $50,850 Building $150,648 |
| 2022 | $2,224.00 | $147,832 Land $39,550 Building $108,282 | $147,832 Land $39,550 Building $108,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44785 Pinebreeze Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44785 Pinebreeze Cir is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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