447 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 447 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,616 sqft · built 2018
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$529,000 (Dec 2022)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`4204-46-9630-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-46-9630-0000`
Alternative APNs	`000049041` `981807`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,616 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Wood Shingle
Foundation Type	Raised
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Detached
Garage Area	682 sqft
Lean-To	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000049041
Old Parcel Number	4204 46 9630 0000
Street Address	447 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L34, PB 49/5,PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	34
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920203

Owner

447 Scrub Oaks Dr is owned and occupied by an individual who bought it in December 2022.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ALPHA MORTGAGE CORP
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2021	Warranty Deed, Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP
Sep 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK
Nov 21, 2017	Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Nov 22, 2021 · Amount on File
Deed Document Number	0011914804
Deed Book / Page	1191 / 4804
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 30, 2022
Property Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0048041191
Book / Page	4804 / 1191
Map Reference	MB 46 PG 103
Instrument Date	Dec 19, 2022
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5892 JOPPA MILL RD, MONETA, VA 24121
Investor	Possibly a Property Investor

Mortgage

Document Number	0048041196
Date	Dec 30, 2022
Instrument	4804-1196

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047171736
Date	Jul 13, 2020
Book Page	4717/1736

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Sep 1, 2049

Interest

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 22, 2021
Property Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0047712646
Book / Page	4771 / 2646
Map Reference	MB 46 PG 103
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 CHICKADEE WAY, 61, NEW MARKET, VA 22844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0047712649
Date	Nov 22, 2021
Instrument	4771/2649

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 2, 2019
Property Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046880725
Book / Page	4688 / 0725
Map Reference	MB 46 PG 103
Instrument Date	Jun 29, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2436 GILMORE ST, 2436, COLUMBUS, IN 47201-4371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0004688728
Date	Jul 2, 2019
Instrument	4688/728

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 4, 2018
Property Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046712182
Book / Page	4671 / 2182
Map Reference	MB46 PG103
Instrument Date	Aug 23, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 BATES RETREAT, 213, HAMPSTEAD, NC 28443-2473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0046712184
Date	Sep 4, 2018
Instrument	4671/2184

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 21, 2017
Property Address	447 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046550233
Book / Page	004655 / 000233
Instrument Date	Nov 8, 2017
Instrument	20030825
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 BATES RETREAT HAMPSTEAD NC 284432473, HAMPSTEAD, NC 28443-2473
Investor	Possibly a Property Investor

Mortgage

Document Number	46550235
Date	Nov 21, 2017
Book Page	004655/000235
Instrument	20030826

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	SMITHFIELD, NC 27577-1457

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 447 Scrub Oaks Dr was $3,095.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00	$651,443 Land $59,483 Building $591,960	$651,443 Land $59,483 Building $591,960
2023		$313,034 (-) Land $65,588 Building $247,446	$313,034 (-) Land $65,588 Building $247,446
2022	$2,716.00	$313,034 Land $65,588 Building $247,446	$313,034 Land $65,588 Building $247,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Scrub Oaks Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Scrub Oaks Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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