478 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 478 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,798 sqft · built 2008
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jun 2019)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4204-56-0867-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-56-0867-0000`
Alternative APNs	`000030288` `916394`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Garage Area	558 sqft
Porch	Porch
Porch Area	28 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000030288
Old Parcel Number	4204 56 0867 0000
Street Address	478 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L67, PB 49/5, PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	67
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920203

Owner

478 Scrub Oaks Dr is owned and occupied by an individual who bought it in June 2019.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	478 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Sep 10, 2008 · Amount on File
Deed Document Number	0028444686
Deed Book / Page	2844 / 4686
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	478 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047272583
Date	Oct 13, 2020
Book Page	4727/2583

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 14, 2019
Property Address	478 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046862844
Book / Page	4686 / 2844
Map Reference	MB 46 PG 103 SH 1-3
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1672 TRAP RD, 1672, VIENNA, VA 22182-2069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0046862847
Date	Jun 14, 2019
Instrument	4686/2847

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 478 Scrub Oaks Dr was $2,615.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00	$401,267 Land $58,590 Building $342,677	$401,267 Land $58,590 Building $342,677
2023		$261,111 (-) Land $65,149 Building $195,962	$261,111 (-) Land $65,149 Building $195,962
2022	$2,283.00	$261,111 Land $65,149 Building $195,962	$261,111 Land $65,149 Building $195,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Scrub Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Scrub Oaks Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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