405 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 405 Scrub Oaks Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,258 sqft · built 2018
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$465,500 (Jun 2022)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Jun 2022 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone AO (high risk)
APN	`4204-56-0339-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-56-0339-0000`
Alternative APNs	`000049048` `981966`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,258 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Wood Shingle
Foundation Type	Raised
Lot Area	27,007 sqft (0.619 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000049048
Old Parcel Number	4204 56 0339 0000
Street Address	405 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L32, PB 49/5, PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	32
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920203

Owner

Source: Pender County records · APN 4204-56-0339-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2761 NC HIGHWAY 210 E STE G, G, HAMPSTEAD, NC 28443-8956
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer
Jul 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 02, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE
Oct 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Oct 02, 2018 · Amount on Record
Deed Document Number	0008614792
Deed Book / Page	861 / 4792
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 30, 2022
Property Address	405 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0047920861
Book / Page	4792 / 861
Map Reference	MB 49 PG 005
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Jul 06, 2022

Transaction

Amount	Amount Recorded
Tax	$931.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 451, HAMPSTEAD, NC 28443-0451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 TURNBERRY CIR, CHARLOTTESVILLE, VA 22911-7491

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	405 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Transaction Type	Mortgage
Record Updated	May 05, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047572057
Date	Jul 02, 2021
Book Page	4757/2057

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	405 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Transaction Type	Mortgage
Record Updated	May 05, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SRUB OAKS DR, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0047851951
Date	Apr 19, 2022
Book Page	4785/1951

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 02, 2018
Property Address	405 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046720957
Book / Page	004672 / 000957
Instrument Date	Oct 01, 2018
Instrument	20041250
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 SCRUB OAKS DR HAMPSTEAD NC 284433772, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	46720959
Date	Oct 02, 2018
Book Page	004672/000959
Instrument	20041251

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 19, 2017
Property Address	405 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046530516
Book / Page	004653 / 000516
Instrument Date	Oct 11, 2017
Instrument	20029662
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 BATES RETREAT HAMPSTEAD NC 284432473, HAMPSTEAD, NC 28443-2473

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+19.59%)	$524,170 (+84.62%) Land $71,085 Building $453,085	$524,170 (+84.62%) Land $71,085 Building $453,085
2023		$283,913 (-) Land $71,306 Building $212,607	$283,913 (-) Land $71,306 Building $212,607
2022	$2,363.00	$283,913 Land $71,306 Building $212,607	$283,913 Land $71,306 Building $212,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 105 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020, rainfall accumulation, Hurricane Isaias
Claims By Storm	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	About 1 in 441 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Atlantic Telephone Membership, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

405 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Scrub Oaks Dr

Nearby Streets

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