491 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 491 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,286 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2018)
Tax Bill	$3,233 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4204-46-8844-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-46-8844-0000`
Alternative APNs	`000023932` `979108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,286 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000023932
Old Parcel Number	4204 46 8844 0000
Street Address	491 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L36, PB 49/5, PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	36
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	491 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage ANGEL OAK HM LOANS
Mar 9, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	0020274660
Deed Book / Page	2027 / 4660
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	491 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0047072839
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 SCRUB OAKS DR HAMPSTEAD NC 284433772, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0047072839
Date	Mar 31, 2020
Book Page	004707/002839
Instrument	20061609

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 9, 2018
Property Address	491 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046602027
Book / Page	4660 / 2027
Map Reference	MB46 PG103
Instrument Date	Mar 8, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SUPERIOR CT, HAMPSTEAD, NC 28443-8945

Mortgage

Document Number	0046602029
Date	Mar 9, 2018
Instrument	4660/2029

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	491 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number	0046562459
Book / Page	004656 / 002459
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 SCRUB OAKS DR HAMPSTEAD NC 284433772, HAMPSTEAD, NC 28443-3772

Mortgage

Document Number	0046562459
Date	Dec 21, 2017
Book Page	004656/002459
Instrument	20031845

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	492 Months
Due	Dec 20, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,233.00 (+9.59%)	$593,183 (+80.86%) Land $56,805 Building $536,378	$593,183 (+80.86%) Land $56,805 Building $536,378
2023		$327,971 (-) Land $64,269 Building $263,702	$327,971 (-) Land $64,269 Building $263,702
2022	$2,950.00	$327,971 Land $64,269 Building $263,702	$327,971 Land $64,269 Building $263,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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