396 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 396 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,476 sqft · built 2013
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Feb 2024)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4204-56-2584-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-56-2584-0000`
Alternative APNs	`000054584` `981332`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,476 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	27,443 sqft (0.63 acres)
Porch	Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000054584
Street Address	396 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L63, PB 49/5, PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	63
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920203

Owner

396 Scrub Oaks Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Pender County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust · Line of Credit LAKEVIEW LOAN SERVICING
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 14, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	202420125527
Deed Book / Page	4831 / 432
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Apr 10, 2026
Property Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782
Document Number	0020154455
Book / Page	4889 / 1535
Instrument Date	Apr 4, 2026
Instrument	202620154455
Record Updated	Apr 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782

Mortgage

Document Number	0020154455,
Date	Apr 10, 2026
Book Page	4889/1535
Instrument	202620154455

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Apr 10, 2026
Property Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782
Document Number	0048891535
Book / Page	4889 / 1535
Instrument Date	Apr 4, 2026
Instrument	202620154455
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782

Mortgage

Document Number	0020154455,
Date	Apr 10, 2026
Book Page	4889/1535
Instrument	202620154455

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2046

Interest

Rate	6%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 28, 2024
Property Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782
Document Number	0048310432
Book / Page	4831 / 432
Map Reference	MB 4345 PG 171
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 LANDING CT, HAMPSTEAD, NC 28443-8823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782

Mortgage

Document Number	0048310435
Date	Feb 28, 2024
Book Page	4831/435

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047370984
Date	Jan 8, 2021
Book Page	4737/984

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	4826

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 14, 2018
Property Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782
Document Number	0046701224
Book / Page	4670 / 1224
Map Reference	MB46 PG103
Instrument Date	Aug 13, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 BOONE LN, 1101, WILMINGTON, NC 28411-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3782

Mortgage

Document Number	0046701227
Date	Aug 14, 2018
Instrument	4670/1227

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 396 Scrub Oaks Dr was $2,821.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00	$561,118 Land $71,978 Building $489,140	$561,118 Land $71,978 Building $489,140
2023		$283,421 (+0.91%) Land $71,747 Building $211,674	$283,421 (+0.91%) Land $71,747 Building $211,674
2022	$2,558.00	$280,860 Land $71,747 Building $209,113	$280,860 Land $71,747 Building $209,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Scrub Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Scrub Oaks Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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