425 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 425 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,912 sqft · built 2018
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Apr 2018)
Tax Bill$2,689 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN4204-46-9479-0000

Property Details

APN / Parcel Number

Primary APN4204-46-9479-0000
Alternative APNs
  • 000004490
  • 979632

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,912 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialWood Shingle
Foundation TypeRaised
Lot Area30,056 sqft (0.689 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number000004490
Old Parcel Number4204 46 9479 0000
Street Address425 SCRUB OAKS DR
CityHAMPSTEAD
StateNC
Zip28443-3772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSEEMAP
Legal DescriptionL33, PB 49/5,PINNACLE RIDGE
Legal SubdivisionPINNACLE RIDGE
Legal Lot Number33
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1000
Census Tract920203

Owner

425 Scrub Oaks Dr is owned by an individual who bought it in April 2018.

Source: Pender County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address674 BAY HARBOR DR, HAMPSTEAD, NC 28443-2765
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2018 · Amount on File
Deed SaleApr 19, 2018 · Amount on File
Deed Document Number0001674663
Deed Book / Page167 / 4663
Record UpdatedJun 8, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateApr 19, 2018
Property Address425 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3772
Document Number0046630167
Book / Page4663 / 0167
Map ReferenceMB49 PG5
Instrument DateMar 23, 2018
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Tax$70.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 400, VICTORIA, TX 77902-0400

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 BAY HARBOR DR, HAMPSTEAD, NC 28443-2765
InvestorPossibly a Property Investor

Mortgage

Document Number0004663169
DateApr 19, 2018
Instrument4663/169
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term367 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change FrequencyAnnually
Min Rate At Change6%
Index5-Year CMT
Margin2
Max Rate9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Scrub Oaks Dr was $2,689.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,689.00$442,030 Land $77,333 Building $364,697$442,030 Land $77,333 Building $364,697
2023$269,082 (-) Land $74,385 Building $194,697$269,082 (-) Land $74,385 Building $194,697
2022$2,240.00$269,082 Land $74,385 Building $194,697$269,082 Land $74,385 Building $194,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Scrub Oaks Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 105 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims96 (1992–2020)
Claims Outside the SFHA30 of 96
Most Recent ClaimAug 2020 · Hurricane Isaias
Claims by Event
  • Hurricane Florence, Sep 2018 · 48 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims
  • Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Scrub Oaks Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 93% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Focus Broadband.

Nearby Properties on Scrub Oaks Dr

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