Kane County property record for 446 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,677 sqft · built 1948 |
| Lot Size | 0.167 acres (7,292 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Apr 2013) |
| Tax Bill | $6,373 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-259-017 |
| Primary APN | 06-23-259-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 2,653 sqft |
| Basement Area | 976 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,292 sqft (0.167 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 446 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 17 BLOCK 4 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 ADAMS ST, ELGIN, IL 60123-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2013 · Amount on Record |
| Deed Sale | Apr 24, 2013 · Amount on Record |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Document Number | 201330286 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,373.00 (+15.83%) Homeowner's exemption | $91,543 (+8.57%) Land $15,540 Building $76,003 | $274,739 (+8.57%) Land $46,639 Building $228,100 |
| 2024 | $84,317 (+21.39%) Land $14,313 Building $70,004 | $253,052 (+21.44%) Land $42,956 Building $210,096 | |
| 2022 | $5,502.00 (+4.64%) Homeowner's exemption | $69,458 (+6.96%) Land $11,791 Building $57,667 | $208,374 (+6.96%) Land $35,373 Building $173,001 |
| 2021 | $5,258.00 Homeowner's exemption | $64,939 Land $11,024 Building $53,915 | $194,817 Land $33,072 Building $161,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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