Kane County property record for 435 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 895 sqft · built 1953 |
| Lot Size | 0.242 acres (10,550 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,522 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-260-016 |
| Primary APN | 06-23-260-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 895 sqft |
| Basement Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 10,550 sqft (0.242 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 435 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE L KIRKS SUB LOT 16 |
| Legal Subdivision | GEORGE L KIRKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 ADAMS ST, ELGIN, IL 60123-7531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,522.00 (+15.96%) | $72,387 (+8.57%) Land $18,999 Building $53,388 | $217,248 (+8.57%) Land $57,020 Building $160,228 |
| 2024 | $66,673 (+21.39%) Land $17,499 Building $49,174 | $200,099 (+21.44%) Land $52,518 Building $147,581 | |
| 2022 | $4,762.00 (+3.95%) | $54,923 (+6.96%) Land $14,415 Building $40,508 | $164,769 (+6.96%) Land $43,245 Building $121,524 |
| 2021 | $4,581.00 | $51,349 Land $13,477 Building $37,872 | $154,047 Land $40,431 Building $113,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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