Kane County property record for 455 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 894 sqft · built 1952 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Oct 2024) |
| Tax Bill | $3,848 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-260-012 |
| Primary APN | 06-23-260-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 176 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 455 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEROGE L KIRKS SUB LOT 12 |
| Legal Subdivision | GEROGE L KIRKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 851600 |
455 Adams St is owned and occupied by two individuals who bought it in October 2024.
Source: Kane County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 ADAMS ST, ELGIN, IL 60123-7531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on File |
| Deed Sale | Oct 24, 2024 · Amount on File |
| Prior Sale | Apr 26, 1996 · Amount on File |
| Deed Document Number | 202438999 |
| Prior Transfer Date | Nov 16, 2004 |
| Prior Transfer Doc | 0000003787 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 455 Adams St was $3,848.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 | $58,440 (+8.57%) Land $18,999 Building $39,441 | $175,390 (+8.57%) Land $57,020 Building $118,370 |
| 2024 | $53,827 Land $17,499 Building $36,328 | $161,546 Land $52,518 Building $109,028 | |
| 2022 | $3,324.00 (+5.09%) Homeowner's exemption | $44,341 (+6.96%) Land $14,415 Building $29,926 | $133,023 (+6.96%) Land $43,245 Building $89,778 |
| 2021 | $3,163.00 Homeowner's exemption | $41,456 Land $13,477 Building $27,979 | $124,368 Land $40,431 Building $83,937 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 455 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 455 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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