Kane County property record for 438 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,389 sqft · built 1943 |
| Lot Size | 0.167 acres (7,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 1995) |
| Tax Bill | $3,132 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-259-019 |
| Primary APN | 06-23-259-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,389 sqft Living Area |
| Gross Area | 2,315 sqft |
| Basement Area | 926 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 7,286 sqft (0.167 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 438 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 19 BLOCK 4 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 851600 |
438 Adams St is owned and occupied by an individual who acquired it in March 2009.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 ADAMS ST, ELGIN, IL 60123-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 1995 · Amount on File |
| Deed Sale | Nov 3, 1995 · Amount on File |
| Deed Document Number | 199566740 |
| Deed Book / Page | 1138 / 687 |
| Last Transfer Date | Mar 28, 2009 |
| Transfer Doc | 0000031486 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 438 Adams St was $3,132 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,132.00 Homeowner's exemption Senior Citizen's exemption | $80,442 (+8.57%) Land $15,540 Building $64,902 | $241,423 (+8.57%) Land $46,639 Building $194,784 |
| 2024 | $74,092 Land $14,313 Building $59,779 | $222,365 Land $42,956 Building $179,409 | |
| 2022 | $3,994.00 (-2.8%) Homeowner's exemption | $61,035 (+6.96%) Land $11,791 Building $49,244 | $183,105 (+6.96%) Land $35,373 Building $147,732 |
| 2021 | $4,109.00 Homeowner's exemption | $57,064 Land $11,024 Building $46,040 | $171,192 Land $33,072 Building $138,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 438 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures