Kane County property record for 453 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1953 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Oct 2012) |
| Tax Bill | $6,038 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-260-013 |
| Primary APN | 06-23-260-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,160 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 176 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 453 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE L KIRKS SUB LOT 13 |
| Legal Subdivision | GEORGE L KIRKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 851600 |
453 Adams St is owned and occupied by two individuals who acquired it in October 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 453 ADAMS ST, ELGIN, IL 60123-7531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on File |
| Deed Sale | Oct 2, 2012 · Amount on File |
| Deed Document Number | 201267115 |
| Last Transfer Date | Oct 28, 2014 |
| Transfer Doc | 0000058490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 453 ADAMS ST, ELGIN, IL 60123-7531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 453 ADAMS ST, ELGIN, IL 60123-7531 |
| Document Number | 0000008499 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024K008499 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 453 Adams St was $6,038 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,038.00 Homeowner's exemption | $87,151 (+8.57%) Land $18,999 Building $68,152 | $261,558 (+8.57%) Land $57,020 Building $204,538 |
| 2024 | $80,271 Land $17,499 Building $62,772 | $240,909 Land $52,518 Building $188,391 | |
| 2022 | $4,669.00 (+4.76%) Homeowner's exemption | $66,125 (+6.96%) Land $14,415 Building $51,710 | $198,375 (+6.96%) Land $43,245 Building $155,130 |
| 2021 | $4,457.00 Homeowner's exemption | $61,822 Land $13,477 Building $48,345 | $185,466 Land $40,431 Building $145,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 453 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 453 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures