Kane County property record for 441 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,161 sqft · built 1950 |
| Lot Size | 0.247 acres (10,738 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,812 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-260-015 |
| Primary APN | 06-23-260-015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 10,738 sqft (0.247 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 441 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE L KIRKS SUB LOT 15 |
| Legal Subdivision | GEORGE L KIRKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 851600 |
441 Adams St is owned by a company that acquired it in May 2002 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 441 ADAMS ST, ELGIN, IL 60123-7531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 21, 2002 |
| Transfer Doc | 0000066482 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 441 Adams St was $4,812 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,812.00 Homeowner's exemption Senior Citizen's exemption | $79,083 (+8.57%) Land $18,999 Building $60,084 | $237,344 (+8.57%) Land $57,020 Building $180,324 |
| 2024 | $72,840 Land $17,499 Building $55,341 | $218,607 Land $52,518 Building $166,089 | |
| 2022 | $4,249.00 (+5.62%) Homeowner's exemption | $60,003 (+6.96%) Land $14,415 Building $45,588 | $180,009 (+6.96%) Land $43,245 Building $136,764 |
| 2021 | $4,023.00 Homeowner's exemption | $56,099 Land $13,477 Building $42,622 | $168,297 Land $40,431 Building $127,866 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 441 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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