Osceola County property record for 4450 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,999 sqft Living Area |
| Lot Size | 106,852 sqft (2.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $331,050 (2026) |
| Tax Bill | $2,436.00 (2025) |
| Primary APN | 25-26-30-5080-0001-0660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 3,168 sqft Gross Area |
| 1st Floor | 1,999 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 106,852 sqft (2.45 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 648 sqft Garage |
| Deck Area | 337 sqft Deck |
| Porch Area | 521 sqft Porch |
| Pole Structure | 360 sqft Pole Structure |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4450 PINE TREE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8088 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 LOT 66 LESS W 293 FT THEREOF |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 660 |
| Legal Lot Number | 66 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 43304 |
Source: Osceola County records · APN 25-26-30-5080-0001-0660
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 18, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Jan 27, 2026 | Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Jan 27, 2026 · Amount on Record |
| Deed Doc Number | 202665573 |
| Deed Book / Page | 6973 / 1326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 18, 2026 |
| Property Address | 4450 PINE TREE DR, SAINT CLOUD, FL 34772-8088 |
| Document Number | 0000065573 |
| Book / Page | 6973 / 1326 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026.65573 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $234,052.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 27, 2026 |
| Property Address | 4450 PINE TREE DR, SAINT CLOUD, FL 34772-8088 |
| Document Number | 0069131315 |
| Book / Page | 6913 / 1315 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026011604 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4140 KAISER AVE, SAINT CLOUD, FL 34772-9333 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4505 STATE ROAD, SAINT AUGUSTINE, FL 32092 |
| Document Number | 0069131317 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 6913/1317 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 27, 2026 |
| Property Address | 4450 PINE TREE DR, SAINT CLOUD, FL 34772-8088 |
| Document Number | 0069131313 |
| Book / Page | 6913 / 1313 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026011603 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,212.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1016 HILTON LN, CASTALIAN SPRINGS, TN 37031-4554 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4505 STATE RD, SAINT AUGUSTINE, FL 32092 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+6.1%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $182,383 (+5.99%) | $389,800 (+3.86%) Land $123,900 Building $265,900 |
| 2023 | $2,296.00 (+5.22%) Homeowner's exemption Senior Citizen's exemption | $172,081 (+3%) | $375,300 (+19.52%) Land $122,600 Building $252,700 |
| 2022 | $2,182.00 Homeowner's exemption Senior Citizen's exemption | $167,069 | $314,000 Land $98,100 Building $215,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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