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4360 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4360 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage2,120 sqft Living Area
Lot Size97,138 sqft (2.23 acres)
GarageAttached, 575 sqft
OccupancyOwner Occupied
Tax Bill$2,434.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-26-30-5080-0001-0670
Alternative APNs
  • 263025508000010670
  • 87784

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,120 sqft Living Area
Gross Area2,723 sqft Gross Area
1st Floor1,728 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area97,138 sqft (2.23 acres)
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area575 sqft Garage
Shed1 Shed
Shed Area80 sqft Shed
Porch Area728 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4360 PINE TREE DR
CitySAINT CLOUD
StateFL
Zip34772-8072
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST 2 PB 1 PG 365 W 319.26 FT OF LOT 67
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 2
Legal Tract5080
Legal Block670
Legal Lot Number67
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43304

Owner

Source: Osceola County records · APN 25-26-30-5080-0001-0670

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4360 PINE TREE DR, SAINT CLOUD, FL 34772-8072
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2017Deed of Trust, Mortgage
HARBOR COMMUNITY BANK
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 08, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2003
Deed SaleMar 31, 2003
Prior SaleAug 30, 2002 · Amount on Record
Deed Book / Page2220 / 2746
Last Transfer DateAug 07, 2017
Transfer Doc0051910552
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4360 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052192506
DateOct 06, 2017
Book Page5219/2506
Instrument2017143356
Lender
NameHARBOR COMMUNITY BANK
TypeBank
AddressKISSIMMEE, FL 34743
Agreement
AmountAmount Recorded
Term240 Months
DueOct 06, 2037

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4360 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Document Number0055310791
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4275 QUAIL DR ST CLOUD FL 347728025, ST CLOUD, FL 34772-8025

Mortgage

Document Number0055310791
DateMay 29, 2019
Book Page005531/000791
Instrument68663
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 28, 2034

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 08, 2017
Property Address4360 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Document Number0051910552
Book / Page005191 / 000552
Instrument DateAug 07, 2017
Instrument114231
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4275 QUAIL DR ST CLOUD FL 347728025, ST CLOUD, FL 34772-8025

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,584.00 (+6.16%) Homeowner's exemption$175,940 (+5.99%)$360,300 (+3.68%) Land $112,600 Building $247,700
2024$2,434.00 (+2.31%)
2023$2,379.00 (+4.94%) Homeowner's exemption$166,002 (+3%)$347,500 (+19.13%) Land $111,500 Building $236,000
2022$2,267.00 Homeowner's exemption$161,167$291,700 Land $89,200 Building $202,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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