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4370 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4370 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,800 sqft Living Area
Lot Size97,138 sqft (2.23 acres)
OccupancyOwner Occupied
Last Sale$122,000 (2019)
Tax Bill$2,700.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-26-30-5080-0001-0675
Alternative APNs
  • 263025508000010675
  • 87785

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,800 sqft Living Area
1st Floor1,800 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design Style
Exterior MaterialAluminum Siding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area97,138 sqft (2.23 acres)
Deck Area80 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4370 PINE TREE DR
CitySAINT CLOUD
StateFL
Zip34772-8072
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionST CLOUD MANOR EST 2 PB 1 PG 365 LOT 67 LESS W 319.26 FT AND LESS E 5 FT FOR RD R/W
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 2
Legal Tract5080
Legal Block675
Legal Lot Number67
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43304

Owner

Source: Osceola County records · APN 25-26-30-5080-0001-0675

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4370 PINE TREE DR, SAINT CLOUD, FL 34772-8072
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 30, 2019Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Dec 07, 2017Warranty Deed, Transfer · Building or Construction Mortgage
LYNN B FAHNESTOCK
Oct 24, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 30, 2019 · Amount on Record
Deed SaleJan 30, 2019 · Amount on Record
Prior SaleDec 07, 2017 · Amount on Record
Deed Doc Number201912176
Deed Book / Page5469 / 2690
Prior Transfer DateSep 28, 2017
Prior Transfer Doc0052291008
Record RefreshedJun 08, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 16, 2019
Property Address4370 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Document Number0056410984
Book / Page005641 / 000984
Instrument DateNov 15, 2019
Instrument162842
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6135 WATERFIELD WAY ST CLOUD FL 347718846, ST CLOUD, FL 34771-8846

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 30, 2019
Property Address4370 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Document Number0054692690
Book / Page005469 / 002690
Instrument DateJan 25, 2019
Instrument12176
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$854.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3955 GLENWICK DR ST CLOUD FL 347728515, ST CLOUD, FL 34772-8515

Mortgage

Document Number54692692
DateJan 30, 2019
Book Page005469/002692
Instrument12177
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 29, 2034

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 07, 2017
Property Address4370 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Document Number0052492923
Book / Page005249 / 002923
Instrument DateNov 22, 2017
Instrument173987
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2250 NW 215TH AVE DUNNELLON FL 344311429, DUNNELLON, FL 34431-1429

Mortgage

Document Number52492924
DateDec 07, 2017
Book Page005249/002924
Instrument173988
Lender
NameLYNN B FAHNESTOCK
Address10244 WATERSIDE DR, TAMPA, FL 33647
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 06, 2018
Interest
Rate TypeFixed Rate
Rate12%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 24, 2017
Property Address4370 PINE TREE DR, SAINT CLOUD, FL 34772-8072
Document Number0052291008
Book / Page005229 / 001008
Instrument DateSep 28, 2017
Instrument152741
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 S GRANT ST OLNEY IL 624502806, OLNEY, IL 62450-2806

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,858.00 (+5.85%) Homeowner's exemption$195,763 (+5.99%)$292,700 (-0.2%) Land $112,600 Building $180,100
2024$2,700.00 (+2.27%)
2023$2,640.00 (+4.72%) Homeowner's exemption$184,705 (+3%)$293,300 (+33.08%) Land $111,500 Building $181,800
2022$2,521.00 Homeowner's exemption$179,326$220,400 Land $89,200 Building $131,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 714 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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