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4375 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4375 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,137 sqft Living Area
Lot Size196,499 sqft (4.51 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2024)
Tax Bill$6,649.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-26-30-5070-0001-0620
Alternative APNs
  • 263025507000010620
  • 87775

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,137 sqft Living Area
Gross Area2,839 sqft Gross Area
1st Floor2,137 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area196,499 sqft (4.51 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Shed1 Shed
Shed Area90 sqft Shed
Porch Area126 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4375 PINE TREE DR
CitySAINT CLOUD
StateFL
Zip34772-8073
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST. UN 1 PB 1 PG 363 LOT 62 LESS E 5 FT
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 1
Legal Tract5070
Legal Block620
Legal Lot Number62
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1023
Census Tract43304

Owner

Source: Osceola County records · APN 25-26-30-5070-0001-0620

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 02, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Jun 12, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2024 · Amount on Record
Deed SaleOct 02, 2024 · Amount on Record
Prior SaleAug 02, 2023 · Amount on Record
Deed Doc Number2024126182
Deed Book / Page6673 / 2223
Prior Transfer DateOct 31, 2006
Prior Transfer Doc0034350518
Record RefreshedJun 08, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2024
Property Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073
Document Number0066732223
Book / Page6673 / 2223
Map ReferenceMB 1 PG 363
Instrument DateJul 10, 2024
Instrument2024126182
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, SEA ROCK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073

Transferred To (Grantee/Buyer)

NameVerified Name
Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073

Mortgage

Document Number0066732227
DateOct 02, 2024
Instrument6673/2227
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 02, 2023
Property Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073
Document Number0064502266
Book / Page6450 / 2266
Map ReferenceMB 1 PG 363
Instrument DateJul 31, 2023
Instrument2023100045
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, SEA ROCK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073

Transferred To (Grantee/Buyer)

NameVerified Name
Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073

Mortgage

Document Number0064502268
DateAug 02, 2023
Instrument6450/2268
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 12, 2020
Property Address4375 PINE TREE DR, SAINT CLOUD, FL 34772-8073
Document Number0057362337
Book / Page005736 / 002337
Instrument DateJun 11, 2020
Instrument75699
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4375 PINE TREE DR ST CLOUD FL 347728073, ST CLOUD, FL 34772-8073

Mortgage

Document Number57362338
DateJun 12, 2020
Book Page005736/002338
Instrument75700
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,984.00 (+5.04%)$452,700 (+32.73%) Land $150,200 Building $302,500$452,700 (+7.94%) Land $150,200 Building $302,500
2024$6,649.00 (+37.83%)
2023$4,824.00 (+3.9%) Homeowner's exemption$341,079 (+3%)$419,400 (+12.56%) Land $134,000 Building $285,400
2022$4,643.00 Homeowner's exemption$331,145$372,600 Land $129,900 Building $242,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 714 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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