4474 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4474 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,350 sqft Living Area
Lot Size	96,267 sqft (2.21 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2020)
Tax Bill	$5,189.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-26-30-5080-0001-0655`
Alternative APN	`263025508000010655`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,350 sqft Living Area
Gross Area	3,281 sqft Gross Area
1st Floor	2,025 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	96,267 sqft (2.21 acres)
Garage Type	Attached Garage
Garage Area	495 sqft Garage

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Street Address	4474 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8088
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 E 316.89 FT OF LOT 65
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 2
Legal Lot Number	65
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1040
Census Tract	43304

Owner

Source: Osceola County records · APN 25-26-30-5080-0001-0655

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4474 PINE TREE DR, SAINT CLOUD, FL 34772-8088
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Doc Number	2020129910
Deed Book / Page	5801 / 2015
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 29, 2020
Property Address	4474 PINE TREE DR, SAINT CLOUD, FL 34772-8088
Document Number	0058012015
Book / Page	5801 / 2015
Map Reference	MB 1 PG 365
Instrument Date	Sep 25, 2020
Instrument	2020129910
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 01, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12201 LOUISIANA AVE, 12201, SAINT CLOUD, FL 34769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4474 PINE TREE DR, SAINT CLOUD, FL 34772-8088

Mortgage

Document Number	0058012017
Date	Sep 29, 2020
Instrument	5801/2017

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,189.00 (+6.86%) Homeowner's exemption	$363,959 (+5.99%)	$449,000 (+4.52%) Land $111,600 Building $337,400
2023	$4,856.00 (+23.63%) Homeowner's exemption	$343,400 (+22.64%)	$429,600 (+36.21%) Land $110,500 Building $319,100
2022	$3,928.00 Homeowner's exemption	$280,000	$315,400 Land $44,200 Building $271,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 543 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.