4471 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4471 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,400 sqft Heated Area
Lot Size	97,313 sqft (2.23 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2013)
Tax Bill	$2,633.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`87778`
Alternative APN	`252630507000010640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,400 sqft Heated Area
Gross Area	2,864 sqft Gross Area
1st Floor	1,488 sqft 1st Floor
Upper Floors	912 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	97,313 sqft (2.23 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Area	512 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	590 sqft Deck
Porch	Open Porch
Porch Area	464 sqft Porch
Utility Building	144 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	87778
Street Address	4471 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8089
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 LOT 64 LESS E 296.05 FT & S 7.5 FT
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	5070
Legal Block	1
Legal Lot Number	64
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	43304

Owner

Source: Osceola County records · APN 87778

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7556 E TRUCES PL, TUCSON, AZ 85715-3665
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Prior Sale	Nov 30, 2012
Deed Doc Number	2013112328
Deed Book / Page	4474 / 2172
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4471 PINE TREE DR, SAINT CLOUD, FL 34772-8089
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057882404
Date	Sep 08, 2020
Book Page	5788/2404
Instrument	2020118815

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (+8.53%) Homeowner's exemption	$179,501 (+5.99%)	$388,200 (+3.66%) Land $111,300 Building $276,900
2023	$2,426.00 (+4.89%) Homeowner's exemption	$169,363 (+3%)	$374,500 (+19.15%) Land $111,300 Building $263,200
2022	$2,313.00 Homeowner's exemption	$164,431	$314,300 Land $88,200 Building $226,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 658 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.