482 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 482 Back Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,064 sqft · built 2023
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Tax Bill$9,371 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN029011-8830

Property Details

APN / Parcel Number

Primary APN029011-8830

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,064 sqft Living Area
Gross Area4,233 sqft
1st Floor Area3,064 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area719 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address482 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 883 OR5762/1996
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number883
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-8830

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address482 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address482 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Transaction TypeMortgage
Record UpdatedFeb 12, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address128L5 116TH AVENUE COURT EAST, PUYALLUP, WA 98374

Mortgage

Document Number0057630001
DateMay 24, 2023
Book Page5763/1
Instrument2023039978
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$638,280 (+0.09%) Land $160,000 Building $478,280$638,280 (+0.09%) Land $160,000 Building $478,280
2025$9,371.00 (-15.1%) Homeowner's exemption$637,702 (+4.16%)$637,702 (+4.16%) Land $155,000 Building $482,702
2024$11,038.00 (+115.46%) Homeowner's exemption$612,260 (+506.2%)$612,260 (+506.2%) Land $130,000 Building $482,260
2023$5,123.00 (-3.47%)$101,000 (-24.85%)$101,000 (-24.85%) Land $101,000
2022$5,307.00$134,400$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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