4435 Settingdown Cir, Cumming, GA 30028 Property Records

Forsyth County property record for 4435 Settingdown Cir, Cumming, GA 30028

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 3 ba · 2,081 sqft · built 1997
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (May 2016)
Tax Bill	$7,230 (2025)
Deeds & Mortgages	Nov 2023 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-000-058`

Property Details

APN / Parcel Number

Primary APN	`236-000-058`
Alternative APNs	`0000157441` `236 058`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,081 sqft Gross Area
1st Floor Area	2,081 sqft
Basement Area	1,563 sqft
Utility Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	65,340 sqft
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	59 sqft
Deck Area	Deck Area
Patio Area	482 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000157441
Street Address	4435 SETTINGDOWN CIR
City	CUMMING
State	GA
Zip	30028-4059
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	14-1 239
Legal Subdivision	SILVER CITY
Legal Block	2
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2003
Census Tract	130205

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4435 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jun 12, 2020	Quit Claim Deed, Transfer PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	20165376
Deed Book / Page	7786 / 217
Last Transfer Date	Jun 5, 2020
Transfer Doc	0094040202
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 3, 2023
Property Address	4435 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Document Number	0111250695
Book / Page	11125 / 695
Instrument Date	Oct 19, 2023
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jul 28, 2022
Property Address	4435 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Document Number	0107880609
Book / Page	10788 / 609
Instrument Date	Jul 28, 2022
Instrument	2022-008278
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 SETTINGDOWN CIR, CUMMING, GA 30028-4059

Mortgage

Document Number	0010788611
Date	Jul 28, 2022
Instrument	10788/611

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 12, 2020
Property Address	4435 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Document Number	0094040202
Book / Page	009404 / 000202
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4435 SETTINGDOWN CIR CUMMING GA 300284059, CUMMING, GA 30028-4059

Mortgage

Document Number	94040204
Date	Jun 12, 2020
Book Page	009404/000204

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,230.00 (+5.18%)	$294,868 (+22.88%) Land $51,948 Building $242,920	$737,170 (+22.88%) Land $129,870 Building $607,300
2024	$6,874.00 (+16.39%)
2023	$5,906.00 (+9.98%)	$239,960 (+49.2%) Land $38,400 Building $201,560	$599,900 (+49.2%) Land $96,000 Building $503,900
2022	$5,370.00	$160,828 Land $28,512 Building $132,316	$402,070 Land $71,280 Building $330,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Point Broadband, T-Mobile.

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