4429 Settingdown Cir, Cumming, GA 30028 Property Records

Forsyth County property record for 4429 Settingdown Cir, Cumming, GA 30028

Property Summary

Property Type	General Agricultural/Rural
Details	6 bd · 5.5 ba · 4,198 sqft · built 2008
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Company Names on Record
Last Sale	$880,000 (Jun 2020)
Tax Bill	$14,921 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-000-059`

Property Details

APN / Parcel Number

Primary APN	`236-000-059`
Alternative APNs	`0000141499` `236 059`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	4,198 sqft Gross Area
Basement Area	2,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	65,340 sqft
Garage Type	Detached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Open Porch
Porch Area	1,452 sqft
Deck Area	Deck Area
Patio Area	1,204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000141499
Street Address	4429 SETTINGDOWN CIR
City	CUMMING
State	GA
Zip	30028-4059
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	14-1 239
Legal Subdivision	JOHNNY RAY ABSHER & NILA J ABS
Legal Block	2
Legal Lot Number	3
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2003
Census Tract	130205

Owner

Source: Forsyth County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4429 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN INVESTORS BANK AND MORTGAGE
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	20205259
Deed Book / Page	9446 / 238
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0054130446
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4429 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4429 SETTINGDOWN CIR, CUMMING, GA 30028-4059

Mortgage

Document Number	0106070000000135
Date	Feb 16, 2022
Book Page	0000010607/0000000135
Instrument	019128480007

Lender

Name	AMERICAN INVESTORS BANK AND MORTGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4429 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4429 SETTINGDOWN CIR, CUMMING, GA 30028-4059

Mortgage

Document Number	0105630000000077
Date	Jan 11, 2022
Book Page	0000010563/0000000077
Instrument	019059180018

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jul 6, 2020
Property Address	4429 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Document Number	0094460238
Book / Page	009446 / 000238
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4429 SETTINGDOWN CIR CUMMING GA 300284059, CUMMING, GA 30028-4059

Mortgage

Document Number	94460240
Date	Jul 6, 2020
Book Page	009446/000240

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Mortgage

Document Number	94460258,
Date	Jul 6, 2020
Book Page	009446/000258

Lender

Name	AMERICAN INVTRS BK & MTG
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,921.00 (+19.99%)	$608,500 (+11.59%) Land $51,948 Building $556,552	$1,521,250 (+11.59%) Land $129,870 Building $1,391,380
2024	$12,435.00 (+8.43%)
2023	$11,468.00 (+3.46%)	$545,296 (+54.91%) Land $41,960 Building $503,336	$1,363,240 (+54.91%) Land $104,900 Building $1,258,340
2022	$11,084.00	$352,000 Land $28,400 Building $323,600	$880,000 Land $71,000 Building $809,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Point Broadband, T-Mobile.

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