4415 Settingdown Cir, Cumming, GA 30028 Property Records

Forsyth County property record for 4415 Settingdown Cir, Cumming, GA 30028

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 3.5 ba · 2,706 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$169,600 (Jan 2000)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-000-057`

Property Details

APN / Parcel Number

Primary APN	`236-000-057`
Alternative APNs	`000000077441` `0000262936` `236 057`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,706 sqft Gross Area
1st Floor Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000262936
Street Address	4415 SETTINGDOWN CIR
City	CUMMING
State	GA
Zip	30028-4059
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	14-1 239
Legal Subdivision	ANDREW M MARVIN
Legal Block	2
Legal Lot Number	2
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2003
Census Tract	130205

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4415 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 18, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2000 · Amount on Record
Deed Sale	Jan 3, 2000 · Amount on Record
Prior Sale	Aug 30, 1994 · Amount on Record
Deed Book / Page	1623 / 456
Last Transfer Date	Apr 7, 2026
Transfer Doc	1182000544
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 9, 2026
Property Address	4415 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Document Number	1182000544
Book / Page	11822 / 544
Instrument Date	Apr 7, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 SETTINGDOWN CIR, CUMMING, GA 30028-4059

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4415 SETTINGDOWN CIR, CUMMING, GA 30028-4059
Document Number	0081010440
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 SETTINGDOWN CIR CUMMING GA 300284059, CUMMING, GA 30028-4059

Mortgage

Document Number	0081010440
Date	Feb 13, 2017
Book Page	008101/000440
Instrument	1574600

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,416.00 (+2.61%) Homeowner's exemption Additional exemption filed	$182,736 (+14.22%) Land $41,808 Building $140,928	$456,840 (+14.22%) Land $104,520 Building $352,320
2024	$3,329.00 (+20.31%)
2023	$2,767.00 (-5.6%) Homeowner's exemption	$159,984 (+44.86%) Land $33,768 Building $126,216	$399,960 (+44.86%) Land $84,420 Building $315,540
2022	$2,931.00 Homeowner's exemption	$110,444 Land $20,520 Building $89,924	$276,110 Land $51,300 Building $224,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Point Broadband, T-Mobile.

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