Richland County property record for 479 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,339 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | 543 sqft |
| Last Sale | $406,000 (2020) |
| Tax Bill | $4,106.00 (2025) |
Source: Richland County records · APN 28910-05-01
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 463 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK |
| Jun 08, 2018 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage AMERIS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Jun 08, 2018 · Amount on Record |
| Deed Doc Number | 202044433 |
| Deed Book / Page | 2523 / 2674 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 31, 2020 |
| Property Address | 463 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2523/2674 |
| Book / Page | 002523 / 002674 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 44433 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,502.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006 |
| Document Number | 2523/2677 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 002523/002677 |
| Instrument | 44434 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 08, 2018 |
| Property Address | 463 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2309/3777 |
| Book / Page | 002309 / 003777 |
| Instrument Date | May 31, 2018 |
| Instrument | 39938 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,445.86 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 463 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2309/3781 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 002309/003781 |
| Instrument | 39939 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,106.00 (+17.48%) | $466,900 (+2,775%) | $487,300 (+20.02%) Land $81,000 Building $406,300 |
| 2023 | $3,495.00 (-51.38%) | $16,240 (-) | $406,000 (-) |
| 2022 | $7,188.00 (+94.8%) | ||
| 2021 | $3,690.00 | $16,240 | $406,000 Land $60,000 Building $346,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28910-05-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,339 sqft Heated Area |
| Gross Area | 4,385 sqft Gross Area |
| 1st Floor | 1,945 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 543 sqft Garage |
| Porch Area | 509 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02092835 |
|---|---|
| Street Address | 479 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 50 & PART COMMON AREA 257.4X150X107X56.3 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2309-3795 RB2249-9 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 50 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2075 |
| Census Tract | 11407 |
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