Monroe County property record for 443 Lime Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1985 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2019) |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00464130-000000 |
| Primary APN | 00464130-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 5,350 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 240 sqft |
| Pool Area | 80 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 1,272 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1567558 |
|---|---|
| Street Address | 443 LIME DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 13 PAMELA VILLA PB3-125 KEY LARGO OR216-290 OR841-1882 OR979-1139 OR1117-930 OR1129-2248 OR1374-173/74 OR1505-52R/S OR1699-1182 OR2084-942/959F/J OR2291-2126/27 OR2512-1658 OR2960-858 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA |
| Apr 23, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Apr 12, 2011 · Amount on Record |
| Deed Document Number | 20192216620 |
| Deed Book / Page | 2960 / 858 |
| Last Transfer Date | Oct 5, 2026 |
| Transfer Doc | 0002562821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0002562821 |
| Book / Page | 3405 / 1086 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 20262562821 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030980949 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 3098/949 |
| Instrument | 2320341 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ENTITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0028920448 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 2892/0448 |
| Instrument | 2155584 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0029600858 |
| Book / Page | 2960 / 0858 |
| Map Reference | MB 3 PG 125 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 2216620 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | DBA FLORIDA TITLE OF KEYS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4279 HARBOR BLVD, 4279, PORT CHARLOTTE, FL 33952-9155 |
| Name | Verified Name |
|---|---|
| Address | 443 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0029600859 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2960-0859 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 (+4.53%) | $306,769 (+5.99%) | $457,409 (+6.42%) Land $278,200 Building $179,209 |
| 2024 | $2,849.00 (+5.17%) | ||
| 2023 | $2,709.00 (+5.24%) Homeowner's exemption | $289,441 (+3%) | $429,806 (+13.85%) Land $262,150 Building $167,656 |
| 2022 | $2,574.00 Homeowner's exemption | $281,011 | $377,518 Land $203,300 Building $174,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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